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All Because of You (Morgan’s Bay, #1) by Theresa Paolo
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After discovering her future fiancé is a two-timing jerk, Olivia Green leaves the city to move back with her parents in the small town of Morgan’s Bay. When an unexpected meeting on the train turns into a steamy summer romance, she has a chance at a forever love, but only if she can open her heart to a man with a secret of his own.